00:03 PayPal is facing declining ratings and financial challenges.
01:42 PayPal transforming into an authoritarian profit-driven platform
03:27 PayPal is facing concerns over support and scammers.
04:56 High fees and unexpected charges by PayPal
06:30 PayPal can hold funds for up to 180 days with vague explanations
08:01 PayPal updated policy on safety and misinformation.
09:41 PayPal lacks key bank account perks
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